It’s not a topic we like to think about, but planning ahead is crucial for your loved ones.

Here’s how it works:

✔️ Mortgage: The loan doesn’t disappear—it stays with the house. If payments stop, the lender may foreclose

✔️ No Will: The court takes over, deciding who inherits through probate

✔️ With a Will: The court follows your instructions but still goes through probate

✔️ In a Trust: Your home bypasses probate, avoiding delays and potential disputes, while seamlessly transferring to your chosen beneficiaries

A trust is a powerful tool that not only protects your home from creditors and family disputes but also ensures smooth management if you’re incapacitated. Think of it as long-term security for your property and your loved ones.

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